Terms of Service

Effective Date: January 01, 2026

By accessing this website or purchasing any product from Service Business Systems, you agree to the following terms and conditions.

If you do not agree with these terms, please do not use this website or purchase our products.


1. Products and Services

Service Business Systems provides digital educational products, including downloadable PDF guides and toolkits.

All products are delivered digitally. No physical products are shipped.


2. No Professional Advice

All materials are provided for general informational purposes only. Nothing on this website or within our products constitutes legal, accounting, HR, safety, or professional advice.

You are responsible for determining whether the information is appropriate for your business and for ensuring compliance with all applicable laws and regulations.


3. Digital Product Delivery

Upon successful payment, you will receive access to the purchased digital product(s) as described on the product page.

It is your responsibility to ensure you have the technical ability to download and access digital files.


4. Refund Policy

Due to the digital nature of our products and immediate access upon purchase, all sales are final.

We do not offer refunds, exchanges, or cancellations once a digital product has been delivered, except where required by law.


5. Intellectual Property

All content, products, text, designs, and materials provided by Service Business Systems are the intellectual property of Service Business Systems.

You may not:

  • Copy
  • Reproduce
  • Redistribute
  • Resell
  • Share
  • Modify

any materials without prior written permission.

Purchase grants a limited, non-transferable license for personal or internal business use only.


6. Limitation of Liability

Service Business Systems shall not be held liable for any direct, indirect, incidental, consequential, or special damages arising from the use of our website or products.

Use of our materials does not guarantee any specific result or outcome.


7. Indemnification

You agree to indemnify and hold harmless Service Business Systems from any claims, damages, liabilities, or expenses arising from your use of this website or our products.


8. Modifications

We reserve the right to modify these Terms of Service at any time. Changes will be effective upon posting to this page.


9. Governing Law

These terms shall be governed by and construed in accordance with the laws of the United States and the State in which Service Business Systems operates, without regard to conflict of law principles.